5 Ways To Save Money – Coupons, Deals and Discounts

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Who wouldn't be looking for ways to save money in today's times? We live in an age that demands frugal living. With the prices soaring every day, saving a few bucks on groceries, clothes and home utility items can spread a smile across your face. The money could be put to more productive uses or simply used to buy your favorite pair of shoes; the same ones you've been saving up for months.

If you love to shop but feel the pinch when your bundle of cash dwindles fast, here's how you can save money on every purchase you make. It is not only about using coupons and getting discounts. It is more about securing the best prices so that at the end of the day, you don't feel like you've overpaid.

1. Couponing –

It is by far the most commonly used method to save money on purchases. It is also quite a lucrative option. Couponing involves using coupons handed out by brands as a marketing strategy to sustain old customers and attract new ones. It is a rebate on the retail price. The rebate rate ranges between 5% and 50%. It is redeemed at the store at the time of purchase of an item. There are digital and printable coupons.

Coupons enable shoppers to get quality products at a discounted price. They are available on almost all products including your groceries, restaurant meals, apparel, cosmetics and pet food. There are different places to source coupons including traditional sources such as newspapers, magazines and monthly bulletins and modern sources such as coupon sites. These coupon sites display coupons and coupon codes of various brands and items.

2. Cashback offers –

The Cashback offer is another attractive shopping offer that helps you save some money. Different vendors have different schemes in this regard. The first is the credit card cashback offer. It involves earning reward points or air miles or bonus gifts when you use your card to shop at specified locations and retailers. The points can be accumulated and redeemed at a later date. The other scheme includes getting a certain percentage of money back on your purchase.

3. Ask for a discount –

You can look at it as a more sophisticated manner of haggling. Your mother might have done it a few years ago to stretch her monthly budget, but haggling can be embarrassing. Most vendors have a margin of discount. However, they do not publish it. These discounts are given only if the customer asks. After you've selected your items of purchase, you can inquire politely if you are eligible for a discount at the cash counter. On rare occasions, you will walk out without one because again it is a business strategy used to beat competition.

4. Seasonal Sales –

A change of seasons brings along a good deal of discounts and offers. You can take advantage of these seasonal sales. You can save the best on monsoon sales when some of your favorite items are sold for half their price. Shopping during the holidays as well as post-holidays is a great time to get good bargains.

5. Special Promotions –

Vendors keep offering special promotions to promote their business. It could be an early-bird sale or a special offer on the occasion of a new setup. In addition to discounts, you might get free shipping for your goods.

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Source by Shalini Mittal

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